Personal Auto Insurance That Fits Your Needs

Make sure your vehicle is insured against physical damage and liability with auto insurance from Nothelfer Agency, LLC. Whether you need an insurance policy for your antique automobile, family car, or a new teen driver, our insurance products will provide you with the coverage you need. Enjoy driving the highways and byways of the Great Lakes State with peace of mind with the help of our auto insurance.

Save With Our DISCOUNTS

Enjoy bigger savings when you become a policyholder! Farm Bureau policyholders can enjoy more discounts by joining our FREE usage based insurance program called FB Drives Michigan! All you need to do is download the app and you will gain points based on factors such as total miles driven, breaking, and safe speeds. Your good driving can save you up to 45% for your next renewal!

Reach out to us today for more details.

Mandatory Coverages (Michigan No-Fault)

Bodily Injury Liability Coverage

Provides protection when you cause an accident in which someone is killed or seriously injured and are found to be legally liable.

Property Damage Liability Coverage

Pays for damage you cause to other people’s property as a result of an accident occurring outside of the state of Michigan.

Property Protection Insurance

Pays up to $1,000,000 for damage your car does to the property of others resulting from accidents occurring in the state of Michigan.

Personal Injury Protection

This coverage protects you and your resident relatives by paying the following benefits:

Medical – Your No-Fault automobile policy provides medical benefits for reasonable and customary treatment of injuries that resulted from an automobile accident.

Work Loss benefits are available to pay for wages that you would have earned during the length of time you are disable (up to 36 months) because of an automobile accident.

Funeral and burial expenses are paid up to $3,000.

Survivors’ Loss benefits are available for up to 36 months after the date of the auto accident.

Optional Coverages

Uninsured and Underinsured Motorist Coverage

Pays if you or a family member who resides in your household are seriously injured by a driver that carries either no insurance or inadequate liability coverage.

Collision Coverage

You may choose one of the following three types of collision coverage to protect the investment in your auto:

• Limited – Pays only if you were not more than 50% at fault. The Deductible applies to all covered losses.
• Regular – You always pay the deductible.
• Broadened – You pay the deductible only if you were more than 50% at fault.

Comprehensive Coverage

Provides insurance protection for events other than collision, such as:

Limited Property Damage Liability (“mini tort”)

In Michigan, you can be held legally liable for up to $3,000 for damage to other motor vehicles. This coverage provides insurance protection in these circumstances.

Emergency Road Service (ERS)

Provides for towing, flat tire change, batter jump-starts, emergency fuel and lock out service. ERS is included with collision coverage and/or comprehensive coverage. ERS is optional for autos that only carry the Mandatory No Fault coverages.