Looking Out for Your Family’s Future

Life insurance is a foundation of a strong estate plan. It is important for you to know that regardless of what happens to you, there are safe, secure benefits that you can provide for yourself and your family.



Life insurance is a contract that protects your loved ones who depend on you for future financial security.

Life insurance can help with retirement and estate planning. Life insurance can even build cash value as a source of funds when you need it.

Life insurance is affordable. Plans are customizable to meet your unique needs. Acquiring life insurance tends to get more expensive as you age; it's best not to look back and say, “I should have.”

Most importantly, life insurance is foundational protection from unexpected life events without risk from market fluctuations. We work hard to protect our families and keep them safe, warm, and secure. Do not neglect their need for ongoing securing that life insurance can provide if you are not there.

Protect the Ones You Love the Most

Here at Nothelfer Agency, LLC, we can help you protect both your loved ones and your business. Our policies vary from temporary coverage to coverage for your whole life. Contact us today to find out how we can help you.

Coverages We Offer:

• Temporary Coverage – These protections are for a specific time period only.
• Level term coverage
• Return to premium
• Riders
• Coverage Your Whole Life – This coverage makes sure that your family, business, and debts are protected as long as you live.

Permanent (Cash Value) Insurance

Permanent (cash value) insurance provides lifelong protection as long as premiums are paid. It may build up cash value over time, which grows tax-deferred with all permanent policies. The cash value is different from the face amount, where the face amount is the money that will be paid to your beneficiary if you die. Cash value takes time to grow. But after you've held the policy for several years, its cash value can offer you several options. Contact our office at 231-348-7589 to find out all of the option.